At Roberts Family Insurance, we are proud to help protect some of the most valued possessions of our insured families in the Friendswood, TX, area. Fire damage is one of the disasters covered by a basic homeowners’ insurance policy.
How often do home fires occur, what are likely to be the causes, and what, on average, is the cost to repair home fire damage? Here is a closer look.
What Is the Main Cause of House Fires?
The most common cause of house fires in the U.S. is cooking. Cooking is the source of about half of all home fires. The second most frequent cause is electrical systems and lighting.
Are House Fires Becoming More Common?
House fires have actually reduced by almost half in the past several decades. Ironically, damage costs from those fires have almost doubled during that time.
Is There a Peak Season for House Fires?
The most popular months for house fires are December and January. House fires are also more likely to occur on a Saturday or Sunday.
What Are Average Damages From a House Fire?
Small house fires cost between $4,000 and $5,000, with larger fires costing an estimated $7,000 to $10,000.
What Types of Property Damage Can Result From a House Fire?
Besides the obvious damage from the fire itself, damage to a home from a fire can result from intense heat, smoke, water, and potentially mold. Houses that experience even larger fires may become uninhabitable until repairs are done.
Get Your Home Insurance Quote Today
If you have questions about your homeowner’s insurance and your coverage, we encourage you to contact Roberts Family Insurance. We can conduct a home insurance policy review and provide a no-obligation quote. If you live in the Friendswood, TX, area, reach out to us at Roberts Family Insurance today.
