There’s a good chance you’ll need a rental car for a vacation or other event. Car rental companies often offer insurance to cover damage while the vehicle is in your possession, which can significantly increase the rental cost. What you may not know is that your personal auto insurance policy might include rental car coverage as part of your regular premium. At Roberts Family Insurance in Friendswood, TX, we assist clients in finding the right auto insurance policy for their needs.
Standard Policy Coverage For Rental Cars
If your auto insurance policy provides "full coverage," meaning it covers collision and other standard hazards, your rental car will be covered for any typical damage that occurs. However, suppose you’ve chosen a policy with very low coverage limits or basic liability coverage. In that case, you might not be covered for damage and should consider taking the rental car company’s additional insurance.
When Your Rental Car Is Damaged
In some instances, you might not be aware of damage that occurs to a rental car while it’s in your possession. If you’re involved in an accident or discover damage to your vehicle, you should exchange insurance information and take pictures of the damage immediately. Then, contact your insurance company to inform them that a claim will be filed. Your insurance agent can assist you with the necessary protocols involved in a rental car damage claim.
Choose Roberts Family Insurance For Your Auto Insurance Coverage
Our agents can answer your questions about the specifics of rental car coverage in your policy. We offer a variety of policies for homes, RVs, motorcycles, condos, life, and businesses. Contact Roberts Family Insurance in Friendswood, TX, for a no-obligation quote on auto insurance that can help protect you if your rental car sustains damage.
