Auto insurance is not just a wise consideration; it may also be a legal requisite. Understanding Texas auto insurance laws is vital for drivers to avoid severe penalties for not carrying adequate insurance and complying with Texas car insurance requirements. Penalties can be as stringent as a $1000 fine, seizure of their vehicle for 180 days, or even a two-year suspension of their driving privileges. Given these steep consequences, it’s prudent to have insurance.
Essentials to Keep in Mind
As a driver in Texas, you must have proof of insurance and be prepared to present it to a law enforcement officer if asked. If stopped, inform the officer that you’re reaching for your insurance before doing so. If you have a driving-eligible teen in your home, they must be included in the policy. In the event of an accident that results in injury or damage exceeding $1000, it’s necessary to file a report with a police officer. This also applies in case any involved driver is uninsured. After an accident, it’s wise to call the police (and paramedics if needed), exchange insurance details with the other driver, and, if it’s safe, take pictures of the damage. Committing insurance fraud and committing a hit-and-run could get you into deep trouble.
Entrust Your Auto Insurance Needs to Roberts Family Insurance, Serving Friendswood, TX
If you need auto insurance in Friendswood, TX, please contact Roberts Family Insurance. Our friendly, well-informed, and helpful agents will go above and beyond to help you secure the policy you need.
