The Impact of Weather on Auto Insurance: Preparing for Natural Events

Weather can be unpredictable, and its impact on your auto insurance is an important consideration. At Roberts Family Insurance, which provides auto insurance in and around the Friendswood, TX, area, we want to help you understand how natural events can affect your coverage and what you can do to prepare.

Understanding Weather-Related Risks

From hurricanes to hailstorms, severe weather can cause significant damage to vehicles. Comprehensive auto insurance is essential as it typically covers weather-related incidents. Reviewing your policy ensures you’re protected against these unpredictable events.

Preparing Your Vehicle

Taking proactive steps to safeguard your car can minimize damage. During storm season, keep your vehicle in a garage or covered area whenever possible. Regularly check for updates on local weather conditions, and if a storm is approaching, move your car to higher ground to avoid flooding.

Reviewing Your Coverage

Understanding your policy details is crucial. Make sure comprehensive coverage is included, as it covers non-collision-related damages, such as falling branches or debris. Contact your insurance provider to clarify any questions if you’re unsure about your coverage.

Filing a Claim

Knowing the claims process can make recovery smoother if your vehicle is damaged during a weather event. Document the damage with photos and contact your insurance company promptly. This information expedites your claim and helps you get back on the road faster.

When You Need Auto Insurance, We Are Here to Help

Staying informed and prepared can help mitigate the impact of severe weather on your vehicle. For personalized advice and to ensure you have the right coverage, contact Roberts Family Insurance, serving the greater Friendswood, TX area. We’re committed to protecting you and your vehicle through any storm.