Should I Get Liability Only or Full Coverage Auto?

Auto insurance is practically mandatory for driving a vehicle. Being adequately insured can protect you from potential liability issues in the event of an accident. However, choosing the right auto insurance amongst the many types available is vital. The team at Roberts Family Insurance, servicing Friendswood, TX, is committed to helping our customers make an educated decision and select the right type of auto insurance.

What Is Liability-Only Auto Insurance?

Liability-only auto insurance pays for the repair of the other driver’s vehicle if you cause an accident. It does not cover damage to your own vehicle.

What Is Full Coverage Auto Insurance?

Full-coverage auto insurance typically includes a variety of insurance types, including liability insurance, to provide as much coverage as possible for your vehicle. The coverage can vary, but typically, full coverage policies pay to repair or replace your vehicle under various circumstances, like after an accident or even if you collide with an object that isn’t another vehicle.

If your car is stolen, your full coverage auto insurance can replace it. If your car breaks down while in transit, your full coverage auto insurance may also cover roadside assistance to help get your car towed to a mechanic.

Full coverage auto insurance is generally required if you have an auto loan, so ensure you understand what your auto lender requires.

Which Type of Auto Insurance Should I Choose?

Our extensive range of auto insurance products at Roberts Family Insurance, servicing Friendswood, TX, can help our customers protect their vehicles effectively. Contact us today to learn more about your auto insurance policy options.